MONEY TALKS

2022-04-15 21:33:15 Open / Comment

2022-04-08 15:43:18 https://t.me/moneytalkspaisaboltahai

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2022-04-08 15:32:48 ◇ Story of FOMO ( Fear of Missing Out)

● Upper Circuit Upper Circuit Upper Circuit

Not able to buy

● Finally mil gaya

Lower Circuit Lower Circuit Lower Circuit

https://twitter.com/paisaboltahaiMT/status/1512491056994353152?t=qve32ifhx7Xk4U4409hNhA&s=19 Open / Comment

2022-04-08 09:21:49 A winning investing mindset:












Open / Comment

2022-04-08 08:14:53 RBI has kept all benchmark rates unchanged.

But it has introduced SDF ( Standing Deposit Facility) at 3.75% which is 25bps below Repo Rate of 4%.

INDIA (APR) RBI REPO RATE ACTUAL: 4.00% VS 4.00% PREVIOUS;EST 4.00%

This instrument will be used to absorb liquidity.

What is SDF





Standing Deposit Facility (SDF) allows the RBI to absorb liquidity (deposit) from commercial Banks without giving government securities in return to the banks.

When the central bank has to absorb tremendous amount of money from the banking system through the reverse repo window, it becomes difficult for it to provide such volumeb of government securities in return.

This happened during the time of demonetisation.

In this sense, the Standing Deposit Facility (SDF) is a collateral free arrangement meaning that RBI need not give collateral for liquidity absorption.

The SDF will allow the RBI to suck out liquidity without offering government securities as collateral. Open / Comment

2022-04-06 21:59:06 ◇ What is NCD ?

NCD =
Non-Convertible Debenture public issue.

NCD Secure + Redeemable Corporate Bond, bond issued by corporation to raise money capital market.

The deposit rates offered by these companies on their NCDs is a reflection of their risk profile.

Unlike equity shares, bondholders do not have any ownership interest in company.

NCD is listed in stock exchange.









◇ Dark side of High interest NCD

After fighting for 5 years & spending 30 lakhs, depositors will receive only 23% of their capital.

The next time you get swayed by high interest promised in NCD/ company deposit, remember DHFL & countless others.

When companies offer such high interest rates...

Don't get excited.....Ask why !

https://www.livemint.com/companies/news/the-unending-despair-of-dhfl-depositors-11626189259977.html Open / Comment

2022-04-05 21:31:28 Average price of a new home in the US...
2012: 274k
2013: 313k
2104: 326k
2015: 346k
2016: 342k
2017: 371k
2018: 374k
2019: 384k
2020: 386k
2021: 408k
2022: 511k (+25% YoY)

We now have the 30yr mortgage rate spiking at the start of a rate hiking cycle.





What does this all mean?

The American Dream has changed.

Houses have been selling for 20-30% over asking, set off by bidding wars.

But the tides are changing.

Bids have dropped off, mortgage rates spiked, and there's a more real affordability issue.

What are the factors & where do we go?

As bad as things have been in the it's worse in

Since 2000, low-interest rates have fuelled some of the most rapid climbs in housing values in the world.

Many Canadians have also binged heavily on debt, which accelerated especially over recent quarters.



Open / Comment

2022-04-03 07:30:34 Year 2013 In Davis, P. Chidambaram, the MBA from Harvard made comment on Modi ji

"His knowledge on economic is stamp size".....

◇ Meanwhile

has recorded a all-time high gross GST collection in March with a revenue of ₹1,42,095 crore.

The GST collection for March is 15% higher than that in the same month last year and 46% up over March 2020.
Indian economy is soaring high.

There can be no better indicator of economic buoyancy, consumerism & money velocity than this.

A resilient economy w/greater formalisation, ease of doing business measures, & plugging of leakages has led to consistently high collections which augurs well.

This is because of improved biz activity and I-T departments anti evasion measures.

Most importantly rate slab rationalisation.

Hope the benefit in long run would be passed to honest tax payers.



Open / Comment

2022-04-02 22:33:01 Most of the time, the reversion of stock price to its fundamentals is imminent.
Invest accordingly.

https://twitter.com/paisaboltahaiMT?t=MBI5vFV4_6jLL5K82jINSA&s=09 Open / Comment

2022-03-29 20:21:54 I have often seen the demerged entity (after demerger) consolidating by more than 15% + (minimum), in some cases even 30% +

I've seen this in Aurionpro (demerged entity is Trejhara) and a few more similar cases.

Those who are panicking about Motherson Sumi wires, please chill.

I am studying this company closely, this is probably the next " #calls "

I expect some more consolidation in this company. Open / Comment