FitRichSane

2022-09-01 06:30:34 My love affair with ETFs is no secret.

I feel the IT sector is set for long-term growth. I also see new age companies and current midcaps like LTTS, Mindtree etc. doing well.

Do your own research.

Currently, 80% of Nifty IT is Infosys + TCS + HCL.

I am setting a GTT to buy ITBEES at ₹28.55.

If I get it, I get it. If I don't, I won't think twice about it.

Refer to disclaimer Open / Comment

2022-08-31 15:30:45 30-day challenges have really helped me in the past.
You can resolve to wake up early for 30 days, to exercise regularly for 30 days, to write a journal for 30 days, or whatever you have been wanting to do.

Also, I did the 75-hard in 2020. Look it up. It is life changing Open / Comment

2022-08-31 09:30:09 Open / Comment

2022-08-30 15:30:03 Dividend gets subtracted from your stock price and mutual fund NAV.
It's not extra money Open / Comment

2022-08-30 12:30:32 In case someone is confused about these basics.

The NAV of a mutual fund being high is not a problem in any way.

It can be compared only to the same fund's past NAV.

Comparison to other funds makes no sense Open / Comment

2022-08-30 09:30:36 ONLY FOR EDUCATION. DO YOUR OWN RESEARCH

How should I select a good Mutual Fund? (There is BEST Mutual Fund, in case you are looking for it)

Historical performance of Mutual Funds is no guarantee of future returns. But humans are generally either very good at their jobs, or they aren't.

The real reason of a Mutual Fund's performance is its Fund Manager.

When you search for Mutual Funds, focus on who the manager is. Check their experience, awards, status of funds managed in the past etc. Judge the manager, not only the fund.

Buy your mutual funds online. Use technology Open / Comment

2022-08-29 15:31:04 Let's say you have been doing an SIP for buying a car.

When you accumulate enough money, or when you decide to buy the car, just go ahead.
Whether the market goes higher from there or crashes shouldn't be relevant to you in most cases Open / Comment

2022-08-29 09:31:07 Do 10,000 steps everyday help?

Many studies agree that benefits are more or less constant once you hit 8,000 steps a day.
When you start finding that too easy, you can start increasing them again.

The changes in life are immense once you commit yourself to days full of movement Open / Comment

2022-08-28 15:30:13 Income can change

Expenses won't Open / Comment

2022-08-28 12:30:42 Please don't worry about returns from your emergency fund.
The rest of your networth can grow. The only job of your emergency fund is to help you in emergencies. Nothing else Open / Comment