Investor Writer

2022-03-06 18:53:52 First mistake in the stock market - 2

I will finish this thought.

I suppose an inexperienced neophyte, made one mistake at the time, and one correct decision.

The mistake was in deviating from my originally chosen strategy. The right decision was that I recognised it in time and stopped.

Now I buy more cautiously, according to my plans, avoiding emotions and keeping a safety cushion to deal with market corrections or crashes.

If you're just entering the market, curb your emotions. And follow the plan you made in peace before you start buying. If you don't have a clear plan, it's too early to start. The opinion of experts can be taken into account, but only your own conclusions can be trusted. And you can only make decisions on their basis.

By the way, do you have an investment plan?

And a word of warning: this is not investment advice.

Investor Writer Open / Comment

2022-02-27 23:04:52  “The intelligent investor is a realist who sells to optimists and buys from pessimists.” 

— Benjamin Graham Open / Comment

2022-02-20 23:56:30 First mistake in the stock market

How did my journey to financial freedom begin? Initially, the idea was to buy 50 per cent stocks and 50 per cent bonds in a brokerage account for a test amount. Then I had to see how the securities would behave, how much I could earn in dividends and coupons and whether it was worth continuing.

Of course I promised to buy only good quality securities from reliable issuers and only after careful analysis.

But as I immersed myself in the market, my appetite and excitement grew. Advice from analysts was pouring in from everywhere. And there turned out to be so many interesting issuers around! I wanted to see them all in my portfolio. Why? Diversification is not a bad thing, I thought.

And before I knew it, I had passed the limit of the amount allocated for investment. It doubled, then tripled, then moved even more money from the bank deposit where my financial cushion was deposited, and into securities.

I found out that shares in my portfolio already accounted for more than 70 percent. And not only first-tier companies were represented, but also more risky ideas from the second and third tiers. Open / Comment

2022-02-14 09:41:04 Request

Friends, there are messages in the group chat asking for contact. But for what and why it is not clear, because it is not communicated. So a big request: please, explain right away what you want to chat for outside the channel.

It's hardly a big secret. And if you have any questions or comments on the publications - just write here on Investor Writer channel. I will try to answer.

I'll explain my position: I'm trying to be careful, because I've had to deal with scammers before. And I've come to the conclusion that it's a fruitless waste of time. If you are too trusting, you can also lose money during such communication. Always keep this in mind.

I hope this is a different case after all. And all issues can be discussed on the channel.

By the way, have you come across any scammers?

And one more request: no need to write here off-topic. Alexander, who used to run the Investor Writer channel, told me, for example, that some of his subscribers persistently asked for help with loans. I don't know if it's the best way to do it but I'd rather go to a bank.

Investor Writer Open / Comment

2022-02-13 15:54:10 Inflation, rate, future...

Yes, the market was rising and I was on the plus side again. And that's not counting the dividends and coupons I've been receiving all this time. And if I hadn't been in the market, the money would have been eaten up by inflation, wouldn't it?

Now again, experts are predicting a drop in the market because of an expected Fed rate hike. That's most likely what will happen. We are already seeing a serious correction in the US market on expectations of a rate hike. The Chinese market has been down for a long time and other markets are correcting as well.

But you know what I say? The market would have to fall very, very hard to "kill" the rise we've been seeing all along. So what am I going to do? Buy. But more deliberately and cautiously, choosing safe assets that are already yielding good returns and allowing me to weather the tough times with cash flow.

What do you think? Should you invest in the stock market?

Remember: this is not investment advice.

Investor Writer Open / Comment

2022-02-12 10:59:30 ​​Is it profitable to invest in the stock market?

I dunno. I am only describing my experience here. When I first entered the stock market, many experts predicted an imminent collapse in it. I was slowly buying securities that I liked. I did this through local corrections. And the market was rising.

When the coronavirus pandemic and lockdowns started and the economy tanked and the market collapsed, experts prophesied financial catastrophe. But I was still buying assets. Yes, it was scary. No one knew what was going to happen next, because the world had not yet encountered such an impact on the economy.

In the end, the market didn't fall as much as I expected and not even enough to nullify my profits in securities. That is, the previous rise was stronger than the pandemic fall. And after the fall, the bullish uptrend continued.

The market was now rising even faster than before. Unprecedented economic support measures and central bank policies have largely contributed to this. But the point remains the same: the market was rising and I was on the plus side again.

Remember: this is not investment advice.

Investor Writer Open / Comment

2022-02-10 19:42:51 Challenging times for investments?

I repeat. Even if I had invested small amounts starting with my first paycheck, I would have achieved financial independence by now.

But perhaps some of you are at the beginning of your journey and would rather buy shares in good companies than buy a few cups of coffee. And someone else, for example, will give up buying a cool car on credit in order to secure their future with the help of the stock market.

If so, then you and I are thinking along similar lines. Let's try and conquer the difficult road to financial independence together. I am really looking forward to good companions. We can even write a book for other aspiring investors along the way.

These are challenging times for investments. Many experts are waiting for a correction and collapse of the markets. Well, it's not the first or last time the stock exchanges experience difficulties. Let's take them as an opportunity to buy assets that are declining.

And a word of warning: this is not investment advice. Open / Comment

2022-02-09 18:16:01 You know what my biggest regret is?

I used to write books until it became completely unprofitable. After that I had to make a living doing something that wasn't always interesting. At least not as interesting as creating my own worlds.

A few years ago, I set myself a goal: to secure a passive income that would allow me to do what I love. I don't really need a lot of capital. All I need is a steady stream of cash flow that allows me to live without having to get a job. Early retirement for active self-actualisation.

All the while, I am investing. I buy stocks, bonds and exchange-traded funds from various countries. I am now about halfway to my goal.

You know what my biggest regret is? That I didn't start doing it sooner. Even if I had invested small amounts starting with my first paycheck, I would have achieved financial independence by now.

Investor Writer Open / Comment

2022-02-08 17:43:42 Channel name was changed to «Investor Writer» Open / Comment

2022-02-08 12:09:01 ​​Shall we get to know each other?

Good to meet you, friends! I hope to find like-minded people and friends among you.

Everyone goes their own way in this life. But it so happens that in the chaos of paths and trajectories very different people meet at a single point.

I do not know why you ended up here and why you read what you wrote (perhaps someone will explain and tell you about it). For now, I can only talk about my motivation. Why I'm here and what I'm doing all this for.

There are actually several reasons. Which ones are more important and which ones less is a moot point. Now I will try to present just one of them.

I have been writing books for quite a long time. Fiction. I was published in various publishing houses. And I liked the process of creating worlds and destinies. One of the reasons was that I could live not only my own, but several lives of my characters in a limited space of time. This helped to diversify real life.

But I liked the level of freedom and being able to fully control my own time and my own life even more. It's very much missing now. I want it! Open / Comment