It is cashless and contactless (QR Code or SMS string based e-voucher)
Without needing a card, digi payment apps, or internet banking at service provider
Pre-paid in nature
No intermediary
Different from Virtual Currency:
In effect, e-RUPI is still backed by the existing Indian rupee as the underlying asset and specificity of its purpose makes it different to a virtual currency and puts it closer to a voucher-based payment system.
For Geo & EVS :
https://t.me/geowithabhishek
