The ratio between the three components—Needs, Investments, and | Personal Finance & Investment

The ratio between the three components—Needs, Investments, and Leftovers—is not fixed. For instance, some people may invest 50% of their income, whereas others may invest only 20%. The percentage must be chosen based on your needs and objectives. You'll get better each month as you begin to budget your expenses.
_“Budgeting is similar to driving in that it improves with practice.”_

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