You can now invest in government bonds. The current interest | FitRichSane

You can now invest in government bonds.

The current interest is roughly 7.1%, which will keep varying slightly based on macro-economic factors.


*You can also buy the Government of India (Taxable) Savings Bonds which pay a floating interest rate linked to the rate on National Savings Certificates (NSCs). This rate is revised every six months based on the NSC rate.
You can buy these through certain designated banks such as SBI, HDFC Bank, ICICI Bank, Axis Bank and others.

*The most common way to invest in government bonds has been through mutual funds. You can search for the keyword "government", or "gsec" on any mutual fund platform you use

*The official government app for investing in their bonds is called NSEgoBid

*You can check out IndiaBonds.com that allows you to invest in particular bonds with the knowledge of which PSU or government body you are investing in


If you sell a government bond within one year, the capital gain is taxed at your slab rate.
If you sell it after one year, the gains are taxed as Long Term Capital Gains (LTCG) at 10%