With all this talk about starting early and compounding wealth | FitRichSane

With all this talk about starting early and compounding wealth, people even in late 20s start feeling that they have missed the bus.
This message is for people in their 40s who are worried about not having saved a lot till now. Fret not! Always make the best use of what you have.
I did not start early. Is my life over now?
I am sure you must have heard and read about too many examples of people who have done it. In fact, many examples of people who started after reaching the age 60 years. These people have proven that age is just a number.
In fact, I have an acquaintance who lost his life savings at the age of 49 because of his wife’s illness. He retired comfortably at 62 years of age :).
If you are in a job, and are looking for steps to take apart from that, consider freelancing and investing.
If you want to start a business or if you want to focus full-time on freelancing, it depends on what field(s) you have spent the last 20-25 years in.
I know answers with direct ways to earn money look more appealing. But what suits me might not suit you. You have to explore you own ways. These mindsets are in fact, more important than any other one thing.
Change the way you think about spending and saving
Try to understand the power of investing small amounts. You are reducing your time to retirement with each rupee you save


Think about it this way: You have more experience than many other fresh starters.
All other business/ wealth/ finance advice remains similar irrespective of age.
The most important thing is that you are now taking an active interest in earning money. Keep up this spirit of learning and taking action, and you shall get there.