Good jewellery as an investment. Its not. Why? 1) When you buy jewellery, you pay a making charge of roughly 10%. So if you buy good jewellery worth ₹100/-, you get gold worth ₹90/-. 2) if you exchange this later, you pay a further 10%. Now, the gold you get is worth ₹81/-. So, you need gold rates to increase by 20% to just break even. 3) Storage charges if you keep it in a bank light 4) Will you actually every sell your jewellery in any case at all? Investments are considered good only if you can redeem them easily. Buy all the jewellery you want, but consider it an expense for your enjoyment, not an investment 47 views09:30
